Car Insurance Discounts for Seniors 55+

Car Insurance Discounts for Seniors 55+

Adults Advised to Openly Discuss Driving Safety With Elderly Parents

It's not just teen motorists whose aren't always the safest motorists. Elderly drivers, too, can struggle to navigate the road. Those who get into car accidents frequently end up with higher auto insurance premiums as a result.

While younger motorists typically make mistakes while driving because of their lack of experience, older drivers may do the same because they have difficulty seeing. It's important for adult children to discuss driving safety with their elderly parents.

Liberty Mutual Insurance has a program, the National Conversation Drive, which encourages people to pledge to have a conversation with elderly loved ones about their driving.

Dr. Vick Rosebrook, executive director of the Macklin Intergenerational Institute, says many elderly people expect their children to have such a discussion with them.

"When it comes to having these critically important talks, there is nothing like having context - and there is no better context than to experience first-hand the challenges faced by our aging population on the road," says Rosebrook.

It's important to note, however, that just because a person is elderly doesn't mean they will necessarily get into an accident. In fact, research from the Insurance Institute for Highway Safety reveals that while more older drivers are on the road, the number of fatal accidents involving the elderly declined 20 percent between 1997 and 2008.

Adults Advised to Openly Discuss Driving Safety With Elderly Parents

It's not just teen motorists whose aren't always the safest motorists. Elderly drivers, too, can struggle to navigate the road. Those who get into car accidents frequently end up with higher auto insurance premiums as a result.

While younger motorists typically make mistakes while driving because of their lack of experience, older drivers may do the same because they have difficulty seeing. It's important for adult children to discuss driving safety with their elderly parents.

Liberty Mutual Insurance has a program, the National Conversation Drive, which encourages people to pledge to have a conversation with elderly loved ones about their driving.

Dr. Vick Rosebrook, executive director of the Macklin Intergenerational Institute, says many elderly people expect their children to have such a discussion with them.

"When it comes to having these critically important talks, there is nothing like having context - and there is no better context than to experience first-hand the challenges faced by our aging population on the road," says Rosebrook.

It's important to note, however, that just because a person is elderly doesn't mean they will necessarily get into an accident. In fact, research from the Insurance Institute for Highway Safety reveals that while more older drivers are on the road, the number of fatal accidents involving the elderly declined 20 percent between 1997 and 2008.